CalibrateIQ sends branded risk tolerance questionnaires to your clients, builds precise risk profiles, and auto-generates professional Investment Policy Statements — ready to review and export in minutes.
Free forever for advisors · No credit card required
Designed to align with industry best practices
From first contact to a signed Investment Policy Statement, CalibrateIQ guides you and your client through every step.
Generate a unique, secure link for each client. No account needed on their end — just click and answer.
Upload your firm logo and name. Every questionnaire and IPS your clients see carries your identity.
Separate Risk Capacity from Risk Tolerance scores ensure your recommendations align with both financial reality and client psychology.
Investment Policy Statements are created automatically from each client's risk profile — fully editable before you export.
Each risk category maps to a recommended asset allocation. Adjust to fit your investment philosophy.
All client data is stored securely. Responses are tied to your account only, never shared.
Your client gets a polished, personalized experience. You get a compliant, exportable deliverable.
Add your firm name and upload your logo. Your branding will appear on every questionnaire and IPS you send.
Enter the client's name and email. CalibrateIQ generates a unique questionnaire link you can share by email, text, or any channel you choose.
Your client answers 8 questions at their own pace. No account required. The experience is clean, mobile-friendly, and branded to your firm.
Once submitted, view the full risk profile breakdown. Generate the IPS, make any edits, and export a beautiful, print-ready PDF for your client file.
CalibrateIQ separates Risk Capacity — a client's objective ability to absorb losses based on age and time horizon — from Risk Tolerance — their subjective emotional comfort with volatility. The final profile always uses the more conservative of the two, keeping your recommendations defensible.
The primary investment objective for Sarah Mitchell is consistent with a Moderate risk profile. A balanced approach to growth and stability, accepting moderate volatility for solid long-term returns...
Equities 60% · Fixed Income 33% · Alternatives 5% · Cash 2%
The portfolio should be reviewed at least annually and rebalanced when any asset class drifts more than 5% from target...
Once a client completes their questionnaire, CalibrateIQ generates a full Investment Policy Statement pre-populated with their objectives, risk profile, and recommended asset allocation. You can edit any section before exporting a beautiful, branded PDF for your client's file.
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Create your free account and send your first questionnaire in under five minutes.
Start for free — no credit card needed