Built exclusively for financial advisors

Simple Risk Profile & IPS.

Send branded risk assessment surveys to your clients, automatically score their Risk Capacity and Risk Preference, and generate a polished Investment Policy Statement — ready to review, annotate, and export as a PDF.

7-day free trial · $9/month · No long-term contract

app.calibrateiq.com/dashboard
CalibrateIQ
Dashboard
Surveys
Reports
Firm Settings
Wednesday, March 25
Westbrook Wealth Management
Master link
14
Total Surveys
9
Profiles Complete
5
Awaiting Response
Recent SurveysView all
S
Sarah Mitchell
Complete
J
James & Laura Thornton
Complete
D
David Park
Pending
C
Carol Nguyen
Pending

Designed to align with industry best practices

FINRA-aligned process
Fiduciary-friendly workflow
Client-branded experience
Advisor-controlled data

Everything you need for thorough risk discovery

From first contact to a signed Investment Policy Statement, CalibrateIQ guides you and your client through every step.

🔗

Per-client & master survey links

Generate a unique link for each client, or share your master link to collect surveys from multiple clients at once. No client account needed.

🎨

Your brand, front and center

Upload your firm logo and name in Firm Settings. Your branding appears on every survey your clients see and on every PDF you export.

⚖️

Dual-score risk profiling

Risk Capacity (objective ability to absorb losses) and Risk Preference (emotional comfort with volatility) are scored separately, 0–100 each.

👥

Individual & household reports

Create single-client reports or combine two clients into a joint household report. Combined category is based on the average of both members' Risk Capacity scores.

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Advisor notes on every report

Add your own notes to each report — context about goals, special circumstances, or anything relevant. Notes are saved and included in the exported PDF.

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Branded PDF export

Export any report as a print-ready PDF with your firm logo, name, and all survey responses included. Three clean pages, professionally formatted.

From signup to IPS in four steps

Your client gets a polished, branded experience. You get a compliant, exportable deliverable.

1

Set up your firm profile

Add your firm name and logo in Firm Settings. Your branding will appear on every survey and IPS you generate.

2

Share your master survey link

CalibrateIQ gives you one link to share with any client. Send it by email, text, or however you communicate — no setup needed for each client.

3

Client completes the survey

Your client answers 7 questions at their own pace on any device. No account required. The experience is clean, mobile-friendly, and shows your firm branding.

4

Review the report and export the IPS

Once submitted, view the full risk profile. Create a report, add advisor notes, and export a branded, three-page PDF with the full IPS and survey Q&A.

Risk Profiles

Two scores. One clear picture.

CalibrateIQ separates Risk Capacity — a client's objective ability to absorb losses based on age, time horizon, and financial situation — from Risk Preference — their subjective emotional comfort with volatility. The final profile uses the more conservative of the two, keeping your recommendations defensible.

  • 5 risk categories: Income through Aggressive Growth
  • Separate capacity and preference scores, 0–100
  • Household reports average both partners' capacity scores
  • Full audit trail of every client response
Overall Risk Category
Moderate Growth

A growth-oriented portfolio that accepts moderate short-term fluctuations in pursuit of solid long-term capital appreciation.

Risk Capacity
68/ 100
Risk Preference
75/ 100

Final category uses the more conservative of the two scores

Household Report
James & Laura Thornton
PDFExport PDF
Combined Household Category
Moderate Growth
Determined by averaging both members' Risk Capacity scores.
James T.Moderate Growth
Capacity68
Preference75
Laura T.Conservative Growth
Capacity55
Preference60
Advisor Notes

James retires in 8 years; Laura continues working for 12. Prioritizing growth while maintaining capacity to weather short-term drawdowns...

IPS & Reports

A complete IPS, generated instantly.

Once your client completes their survey, CalibrateIQ generates a full Investment Policy Statement with their risk profile, scores, and all survey responses. Add your own advisor notes, then export a branded, print-ready PDF in one click. Couple and household reports show side-by-side profiles for joint accounts.

  • Individual and joint household reports
  • Advisor notes field on every report
  • Investor Understanding & Acceptance section built in
  • Portfolio Category Legend with all 5 risk categories
  • Full survey Q&A printed with the report
  • Your firm logo and name on every exported PDF
Client Experience

A survey your clients will actually complete.

Share a unique link for each client — or use your master link to collect surveys from multiple clients at once. The survey is clean, mobile-friendly, and branded with your firm logo and name. No client account needed, ever.

  • Unique per-client links, or a single master survey link
  • No login or account required for clients
  • Mobile-friendly, fully branded to your firm
  • Only 8 focused questions — takes under 5 minutes
Westbrook Wealth Management
Investment Profile Questionnaire
2 of 8
Risk Capacity

When do you expect to start drawing income from your investments?

Not for at least 20 years
In 11 to 19 years
In 6 to 10 years
In 1 to 5 years
Within 1 year
Risk Preference
6 of 8

Which best describes your attitudes about this investment's performance over the next three years?

I understand a loss of principal is a realistic possibility
I can tolerate a loss
I can tolerate a small loss
I'd have a hard time tolerating any losses
I need to at least see some return
FAQ

Frequently asked questions

Pricing

Simple, transparent pricing

One plan. Everything included. Cancel anytime.

$9/month

per advisor · billed monthly

  • 7-day free trial — no credit card required
  • Unlimited client surveys
  • Branded survey links
  • Automatic risk scoring
  • PDF Investment Policy Statements
  • No long-term contract · cancel anytime
Start your free trial

No credit card needed to get started

Ready to know your clients' risk profile?

Start your 7-day free trial and send your first survey in under five minutes.

Start your 7-day free trial